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We were established in 2011.
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How is a premium developed?
Coverage for internet-based risks includes data destruction, extortion, theft, hacking, denial of service attacks, or failure to safeguard data.
Wage replacement and medical benefits to employees injured in the course of employment.
The "first line" of coverage that a business will purchase and covers common claims, such as bodily injury or property damage due to the business operations.
This is coverage for companies against an error or omission or negligence claim against the business for the professional services it provided.
Fewer insurance companies offer coverage in New York City, the boroughs, or a quarter-mile of coastal water. Meaning costs are higher in these areas.
This factor develops most of the worker's compensation and general liability premium. Each company has a rate for each classification. Multiplying the rate by the client's payroll develops the cost.
An essential factor for underwriters and a business without claims is often credited but, a frequency of losses causes a debit against the premium.